BDB provides loan for individual wishing to start up business in manufacturing or mining sector or to expand existing ones.
Borrower Eligibility
Eligibility for individual
- Must have a proper source of Income
Eligibility for corporate entities
- Must be incorporated under the Companies Act of the Kingdom Of Bhutan
- Produce a copy of valid Certificate of Incorporation from the relevant agency
- Must have a clearly defined management structure, roles and responsibilities and
- Must be creditworthy.
Term Period
Maximum term period of Ten years
Required Documents
For individual
- Copy of Business plan
- Provide copies of annual financial reports for the last 3 years for existing business
- Projected Financial Statements for new business
- Project costing
- For Business entity
- Copy of Certificate of Incorporation
- Copy of Business plan
- Existing companies must provide copies of annual financial reports for the last 2 years
- Projected Financial Statements for new business
- Project costing
| Sl# | Loan Product | Details |
| 1 | Product name | Manufacturing/Industrial Loan |
| 2 | Little description on the product | BDB provides loan for individual wishing to start up business in manufacturing or mining sector or to expand existing ones |
| 3 | Eligibility | 1. Must be engaged in manufacturing/industrial activities 2. Must be 18 years and above 3. Good CIB record 4. Must be incorporated under the Companies Act of the Kingdom Of Bhutan (For corporate) |
| 4 | Quantum | 75% of the total project cost or (70%) below 50 million or (60%) above 50 million of the collateral value whichever is lower. |
| 5 | Interest Rate | 12.75% / 12.75% |
| 6 | Tenure | Upto 5 Years / 5 - 10 Years |
| 7 | Checklist | 1. Duly filled in application form 2. CID copy 3. 2 recent passport size photo 4. Copy of latest land certificate (lagthram) 5. NOC 6. Detail project costing of activities to be carried out 7. Valid license 8. Tax clerance 9. Detail project report with SWOT & PESTEL analysis (For corporate) 10. Projected Financial Statement (For corporate) 11. Audited report for past 3 years (For corporate) 12. Produce a copy of valid Certificate of Incorporation from the relevant agency (For corporate) 13. NEC clerance |
| 8 | Forms | Attached |
