The cooperative loan is to cater to the credit requirements of registered cooperatives/groups to take up higher levels of income generating activities. The cooperative loans are wholesale lending to the cooperatives that decides how the loans are to be distributed among the members.


Borrower Eligibility

1. The cooperative should have valid registration with Department of Agriculture Marketing and cooperatives or relevant registry/regulatory authority.

2. The cooperative should carry out activities permissible as per act/regulation concerned

3. The cooperative should have good track record with other financial institutions including other BDB branch office.

4. The cooperative individual members should have good track record with other financial institutions including other BDB branch offices

5. The existing loan of the cooperatives or its members should be liquidated or regularized


Term period

Maximum term period of 5 years

Required Documen

1. Architectural drawing of the building to be constructed

2. Copy of Land ownership certificate.

3. Estimated rental income for the


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