The bank charges for different services are as follows:
Charges and Limits on ATM
| Particulars | Amount |
|---|---|
| ATM Daily Withdrawal Limit | Nu.40,000.00 |
| On-Us Transaction | Free |
| Off-Us Financial Transaction: First 5 transactions | Free |
| Off-Us Financial Transaction: 6th transaction on | Customer: Nu.9.00 per transaction Bank: Nu.9.00 |
| Off-Us Non-financial Transaction | Nu.5.00 per transaction |
| On-Us Transaction | Free |
| Off-us Financial Transaction | Nu.12.00 per transaction |
Charges on BIRT
| Particulars | Amount |
|---|---|
| BULK | Free |
| INWARD | Free |
| BITS: Up to Nu.50,000.00 | Nu.20.00 flat |
| BITS: Nu.50,001.00 – Nu.100,000.00 | |
| BITS: Nu.100001.00 – Nu.1,000,000.00 | |
| RTGS: Above Nu.1,000,001.00 | Nu.50 flat |
Charges on Intra-Bank Cheque transaction
| Particulars | Amount | Liability |
|---|---|---|
| Returned for Insufficient Funds | Nu. 300.00 plus 10% of the cheque value for first offence | Issuer |
| Nu. 300.00 plus 10% of the cheque value for second presenting within 6 months of the date of issue of cheque | ||
| Nu. 500.00 plus 10% of cheque value if the same cheque is presented for third time within 6 months from the date of issue |
Charges on Inter-Bank Cheque transaction
| Particulars | Amount | Liability |
|---|---|---|
| Returned for Insufficient Funds | Nu. 300.00 plus 10% of the cheque value for first offence | Charged on the issuing bank, who will charge on the issuer |
| Nu. 300.00 plus 10% of the cheque value for second presenting within 6 months of the date of issue of cheque | ||
| Nu. 500.00 plus 10% of cheque value if the same cheque is presented for third time within 6 months from the date of issue | ||
| Second Presentation | No Charge | Acquiring Bank |
| Returned for no endorsement | Nu. 100.00 | |
| Late delivery of statement | ||
| Presentation of post-dated cheques | ||
| Presentation of stale cheques |
Charges on Cheque Book
| Particulars | Amount |
|---|---|
| 50 leaves of CA Cheque Book | Nu. 50.00 |
| First SB Cheque Book | Free |
| Subsequent SB Cheque Book | Actual cost of the Book |
NOTE: The bank charges are subject to change from time to time.