The bank charges for different services are as follows:

Charges and Limits on ATM

ParticularsAmount
ATM Daily Withdrawal LimitNu.40,000.00

On-Us Transaction

Free

Off-Us Financial Transaction: First 5 transactions

Free

Off-Us Financial Transaction: 6th transaction on

Customer: Nu.9.00 per transaction Bank: Nu.9.00

Off-Us Non-financial Transaction

Nu.5.00 per transaction

On-Us Transaction

Free

Off-us Financial Transaction

Nu.12.00 per transaction

Charges on BIRT

PartiucularsAmount
BULKFree

INWARD

Free

BITS: Up to Nu.50,000.00

Nu.20.00 flat

BITS: Nu.50,001.00 – Nu.100,000.00

Nu.20.00 flat

BITS: Nu.100001.00 – Nu.1,000,000.00

Nu.20.00 flat

RTGS: Above Nu.1,000,001.00

Nu.50 flat

Charges on Intra-Bank Cheque transaction

ParticularsAmountLiability
Returned for Insufficient FundsNu. 300.00 plus 10% of the cheque value for first offenceCharged on the issuing bank, who will charge on the issuer

Returned for Insufficient Funds

Nu. 300.00 plus 10% of the cheque value for second presenting within 6 months of the date of issue of chequeCharged on the issuing bank, who will charge on the issuer

Returned for Insufficient Funds

Nu. 500.00 plus 10% of cheque value if the same cheque is presented for third time within 6 months from the date of issueCharged on the issuing bank, who will charge on the issuer

Second Presentation

No ChargeAcquiring Bank

Returned for no endorsement

Nu. 100.00Acquiring Bank

Late delivery of statement

Nu. 100.00Acquiring Bank

Presentation of post-dated cheques

Nu. 100.00Acquiring Bank

Presentation of stale cheques

Nu. 100.00Acquiring Bank

Charges on Cheque Book

ParticularsAmount
50 leaves of CA Cheque BookNu. 50.00

First SB Cheque Book

Free

Subsequent SB Cheque Book

Actual cost of the Book

NOTE:  The bank charges are subject to change from time to time.