Housing Loan

Housing loan is provided to the Bhutanese citizen public for the following purposes:

QUANTUM

Home Loan

  • Maximum Loan is 10 million or LTV 90% whichever is lower
  • Commercial Housing Loan

    FLOATING RATE

    Housing Loan: 8.75%
    Commercial Housing Loan: 9.00%

    Fixed Interest Up to 5 year Above 5 -10 years Above 10 years
    Home Loan 9.00% 9.25% 9.75%
    Commercial Housing Loan 10.75% 10.75% 10.75%

    TENURE

    Maximum term period of 30 Years for both.

    Eligibility

    Documents Required

    • Architectural drawing of the building to be constructed
    • Copy of Land ownership certificate
    • Estimated rental income for the building

     

    ×

    Loan EMI Calculator