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Bhutan Development Bank Limited introduces its One-Time Special Scheme, offering interest & penal interest waivers ranging from (30%-90%) and (100%) respectively depending on the upfront principal repayment at different levels as response to the significant financial challenges many of its clients are currently enduring. This initiative is thoughtfully designed to provide much-needed relief, helping borrowers overcome their difficulties, restore their financial health, and move forward with renewed confidence and stability.
| Principal Repayment | Within 3 Months | Within 4 months to 6 months | ||
| Interest concession | Penalty concession | Interest concessions | Penalty concessions | |
| 100% | 90% | 100% | 80% | 100% |
| 90% | 80% | 100% | 70% | 100% |
| 80% | 70% | 100% | 60% | 100% |
| 70% | 60% | 100% | 50% | 100% |
| 60% | 50% | 100% | 40% | 100% |
| 50% | 40% | 100% | 30% | 100% |
Eligibility:
This initiative is more than just financial restructuring—it’s a lifeline for those struggling to restore their creditworthiness and regain financial stability. BDBL recognizes the challenges faced by the public and is committed to being part of the solution.