Working Capital Loan

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• Working Capital Loan

Loan given for day to day operations of business entities particularly in the manufacturing, mining and service sectors with maximum term period of 1 year, renewable based on continuity of the business and repayment status.

Borrower Eligibility

Eligibility for individual

1. Must have a proper source of Income
2. Must be creditworthy.

Eligibility for corporate entities

1. Must be incorporated under the Companies Act of the Kingdom Of Bhutan
2. Produce a copy of valid Certificate of Incorporation from the relevant agency
3. Must have a clearly defined management structure, roles and responsibilities and
4. Must be creditworthy.

Term period

Maximum period of one year, renewable based on continuity of the business and repayment status.

Required Documents

For individual

1. Copy of Business plan
2. Provide copies of annual financial reports for the last 3 years for existing business
3. Projected Financial Statements for new business
4. Project costing

For Business entity

1. Copy of Certificate of Incorporation
2. Copy of Business plan
3. Existing companies must provide copies of annual financial reports for the last 2 years
4. Projected Financial Statements for new business
5. Project costing